Need a fixed rate?

Let me fix your loan!

Call me at 805-235-5200 direct to get a free no oblagation consultation.

• Jumbo Loans above Fannie Mae and Freddie Mac limits.
• FHA, VA, CalVet. CalSters, CalPers and USDA
• Streamlined Refi for FHA and VA
• Conventional Loans
• Hard money

I am available to meet in San Luis Obispo county, Santa Barbara county and Monterey county  5 days a week and all others by appointment. 

I do service all of California and can offer better service than most local competitors.

Follow me on face book or twitter by following the links to the right.

I am here to assist you. So you have decided to buy a home or refinance a mortgage, it's a big step. You can trust that ill find the loan program that's best for you. I offer all of the best product available today.

 Buying a new home is a source of pride and accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our Mortgage Planners to find the mortgage that best fits your needs. "Less paperwork and more personal attention"  is our goal from application to decision. Getting the right mortgage is key to your personal long term financial plans.

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! I make it easy and worry-free to reduce your interest rate and monthly payment. I can even help you pay down your balance more quickly for comparable monthly payment. Let me guide you to the very best options.

I will give you the personal attention you deserve and treat you with the respect due a valued customer. I go through a continuing education process that makes me one of the best in the business. I understand you're making a financial decision with impacts that last for years. So I make a commitment to you. I will help you select the right program, apply and close on your new mortgage with a level service that will have you referring friends and family.

My pledge to you.

• You will receive accurate information in a timely manner.
• When you leave a message you will get a call back ASAP.
• There will never be an increase in fees at the last minute.
• If you are not thrilled I will make every arrangement to fix that.

Please look through my web site to learn more about me, what I do for you, and how easy it is to get started. There are a lot of sections with great information. You can apply on line 24/7 with my secure loan application. Once you apply online you can check up load your documents for underwriter review. I try to offer the green mortgage option when ever possible to help save as much paper as we can.

 Apply today and close in as little as 12 days from application and appraisal.

 I offer home loans of all types. Call me today to get a great deal. I offer home loans for all areas of California and a few select other states, call for a list. If you would like to refi or buy a new home you need to get a free no obligation quote from me today.

Christopher P. Austin is lic by DOC 25146 and NMLS 25146.