Welcome to my current rates page. All rates assume that a applicant would qualify in the top tier. If you feel that you may not fit that profile please complete an online application today and I will prepare a Good Faith estimate.  I can have your application electronically approved in as little as 45 mins from submission and close in as little as 14 days from application date and appraisal date. Apply today and lock the low rate you are looking for.  This is not a loan commitment.

Current posted rates are in effect as of 05/03/2010 3:17:48 PM Central Time.
Rates are subject to change without notice.
Conforming 30 year fixed
RatePointsAPRLock Days
5.125%5.254%30
5.375%5.472%30
5.500%5.586%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


Conforming 15 year fixed
RatePointsAPRLock Days
4.625%4.864%30
4.750%4.913%30
4.875%4.981%30
The APR is calculated using a loan amount of $417,000 and these typical fees.


Conforming 5 yr fixed 1 yr adjustable after 5 year
RatePointsAPRLock Days
4.000%4.897%40
The APR is calculated using a loan amount of $417,000 and these typical fees.


FHA / VA
RatePointsAPRLock Days
5.000%5.134%30
5.250%5.363%30
5.500%5.592%30
The APR is calculated using a loan amount of $400,000 and these typical fees.


USDA
RatePointsAPRLock Days
5.375%5.512%30
The APR is calculated using a loan amount of $350,000 and these typical fees.


Super Jumbo 3 year fixed
RatePointsAPRLock Days
4.500%4.606%30
4.875%4.939%30
The APR is calculated using a loan amount of $900,000 and these typical fees.


Stated construction
RatePointsAPRLock Days
4.240%4.640%60
The APR is calculated using a loan amount of $400,000 and these typical fees.


FHA 5 Year Fixed
RatePointsAPRLock Days
3.875%3.011%30
The APR is calculated using a loan amount of $225,000 and these typical fees.

Basic Pre-Approval

Get the Best Mortgage Rate!

Tell us a little about your current needs and we can use that
information to match you with just the right loan.
 
Tell us about your loan needs.
*Reason for loan (purch, refi, cash out):
*Value of property:
*Type of property:
*Amount you need to borrow:
Type of loan wanted (30 Yr, 15 Yr, ARM, Int. Only):

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*State:

Tell us about your credit history.
*Credit History (Excellent, Good, Average, Poor):

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Equity Reach Mortgage Solutions, Christopher P. Ausitn 107 Nelson Street Arroyo Grande, CA 93420
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